GLORIA
SMITH

Whether the insurance is an Individual or Group Policy, the amount of the deductible is determined at the time the policy is written and is decided by the person, group or business which sets up the plan. In both types, you will have out of pocket expenses besides the deductible mentioned above.

Protect your assets against the unexpected. Disability Insurance policies can provide monthly income to help maintain your way of life in the event of the unexpected accidents, illness and injury. These plans can be customized to fit your unique needs. They help preserve your independence without burdening others.

Individual Insurance is bought by those who provide Health Insurance for themselves. This may be because you are are self-employed, you work for a small business or you want Insurance for family members. You will have a premium to pay and a deductible for each insured dependent.